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DO YOU STILL HAVE ENOUGH LIFE INSURANCE? |
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| Failing
to consider the impact of inflation could result in a gradual erosion
of the purchasing power of your life insurance program!
Impact of Inflation in 2018 on $100,000 of Life Insurance
* Based on the Consumer Price Index - All Urban Consumers (CPI-U) - December to December; Base Period: 1982-84 = 100
No
adjustments have been made for changes in financial obligations, loans,
income, standard of living, number of dependents, etc. The additional
life insurance amounts illustrated above simply restore the original
purchasing power of a $100,000 life insurance program.
Is it time to review your life insurance program?
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MESSAGES
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THE DIFFERENCE BETWEEN PARENTING AND BEING A MOTHER OR FATHER
by Michael Grose
Being a mother or father is different than being a parent.Parenting is a generic term that refers to a set of behaviors that we engage in to raise our children. It refers to the environment that we try to establish as adults and a set of behaviors that we engage in to raise our children. While most people would agree that raising kids is a deliciously irrational experience, the art or craft known as parenting is irrefutably rational. A child does X so parents do Y. A parent does C in the hope that a child will do D and so forth. Very logical and rational. Being a father or a mother is not about rationality. It is steeped in emotion. That is why it is so difficult to raise our own kids. It easier to raise a neighbor's children – we can see exactly what they need. But our hopes, dreams, fears and anxieties prevent rationality when raising our own children. However, it is the emotion involved in being a father and mother that makes us go out on a limb for our kids, worry about them and devote all of our physical and mental resources if necessary for them. There are times when being a parent is contradictory to being a mother or father. For instance, the parent in me says that it is good for my child to struggle a little, become frustrated at times when trying to learn a new skill. The struggle strengthens him or her and promotes resilience. That's the logical side of me. Yet the father in me wants to protect my child from hurt or harm and smooth the way as much as possible. This response is even stronger when it comes to my daughter as fathers are very protective of their daughters and tend to be harder on their sons. That's the father, not the parent reaction. Kids use this language in the same way. They usually refer to their mother and father as 'my parents' but singularly, it is always 'my mother', 'my father' or just 'mum' and 'dad'. They know the difference between mum and dad and parents. Parents are those people who raise them, nag them to do homework, feed them and do all those managerial type duties, but it is their mother and father who they feel attached to, and who is their source of self-worth. My son recently turned seventeen and I responded to this event as both a parent and a father. The parent provided presents and a ritual to celebrate the occasion. That is what parents do. The father in me reacted quite differently - with paternal pride and happiness and a tinge of regret that my son is growing away from me. It was quite a strong emotional response that is not really covered in any parenting manual. And I recalled one of my favorite moments as a father when I overheard my son, who was four at the time, say three little words to his pre school friends, "That's my dad." "That's my parent" just doesn't sound the same! |
Brought to you by:
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SHELTER INSURANCE
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| 1096 Duval St |
| Ste 230 |
| Lexington, KY 40515 |
| 859-254-3435 |
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About our firm:
Call or email--TODAY--for a quote!!!
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Up to 20%----Multi-car Discounts
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Up to 12%----Pay-in-Full Auto Discounts
QUOTES
from the Masters...
On Planning
"The reason why most people face the future with apprehension instead of anticipation is because they don't have it well designed."
-– Jim Rohn
"Don't
just do something, sit there! Sit there long enough each morning to
decide what is really important during the day ahead."
-- Richard Eyre
"Failing to plan means planning to fail. What are your goals?"
-– Brian Tracy
On Wisdom
"Wisdom too often never comes, and so one ought not to reject it merely because it comes late."
-- Felix Frankfurter
"To
make no mistakes is not in the power of man; but from their errors and
mistakes the wise and good learn wisdom for the future."
-– Plutarch
"True
wisdom is less presuming than folly. The wise man doubteth often, and
changeth his mind; the fool is obstinate, and doubteth not; he knoweth
all things but his own ignorance."
-- Akhenaton
| The
purpose of this newsletter is to provide information of general
interest to our clients, potential clients and other professionals. The
information provided is general in nature and should not be considered
complete information on any product or concept described. For more complete information, please contact my office at the phone number above.
Published by The Virtual Assistant; © 2018 VSA, LP
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don't want to add to your e-mail clutter! If you do not enjoy my
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